Dear friends,
I want you to look at the website, the home page of this list, at
http://www.livingin
photos. I hope it peaks your interest to visit.
Do go there and take a look, click on a few links and see if you can find
something you like, http://www.livingin
of on topic information tailored for you
Very best always,
Don
Don A. Herrington
Owner
http://www.livingin
Philippines, Heart of Asia:
Expat, Foreigner, Tourist Forum
http://groups.
(c)2008 Don Herrington
============
========
Copy, without photos of http://www.livingin
Living in the Philippines
Living, Retiring, Traveling and
Doing Business in the Philippines
What makes Filipinos Happy
Why Will You Want to Live, Retire, Travel
or Do Business in the Philippines?
Why Will You Love the Philippines, the Filipinas, and Filipinos?
Do You Want to Find Romance in the Philippines?
Do You Want An Expat's Life with
Maids, Helpers, Drivers, Eating In and
Out, Amenities?
Lifestyles - Costs - Who is Here
Manila and the Other Places To Live
Maids, Domestic Helpers, Nurses,
Employees Eating in and Out
What Will You Need To be
in the Philippines?
How Can You Have A Job, Business, Investments in the Philippines?
How Can You Get More first hand information, on how to Live, Retire,
Travel and Do Business in the Philippines?
How Can This Website, Free Mailing
List and I Can Help You Have A
Happy Life here?
Living in the Philippine Provinces
Moving to the Philippines
Need Assistance in Moving to the Philippines
or back to you country?
MovingConsultant@
11,000+ members
Americans Living in the
Philippines and other
expats too. Click to subscribe to Living, Retiring, Traveling and Doing
Business In The Philippines
SCROLL DOWN TO THE SITE
BELOW: Americans Living in the Philippines.
Philippines, uptown Cebu,$380 per month 6-bedrooms, 4-bathrooms. His
Filipina wife of 5 years, Ani. (Don on the rock, South of Cebu City at
Moalboal Resort, Island of Cebu ).
Bookmark this page | Make this your homepage
Don on the rock of South of Cebu City, Moalboal Resort my 3 bedrooms, 4
baths house in Cebu city Philippines and my Filipina wife , ANI
by Don A. Herrington
living in the Philippines since 1989, living in Cebu since 1996
Beach Property for Sale!
For more info visit: www.samarislands.
www.warmparadise.
For details contact: chris@samarislands.
ISLANDROSE
If you want roses for your Filipina friend click on IslandRose
Search this website
-GENERAL INFORMATION-
Live like a King in the Philippines
Cost of Living
Real Estate/Rentals
(Apartments, Houses, Condo, Hotels and Clubs)
Places To Live
Love and Romance Filipino Style
Health in the Philippines
Medical, Dental and Cosmetic Surgery
Maids: Cheap and Priceless
Climate and Attire
Getting Around
How safe is living here for Expats
Shopping Filipino Style
Accommodations
Philippine Culture
Filipino Education
Filipino Painting
Politics and Economy
Home: Staying In Touch
Getting Money from Home
Other Things To Do
Living and Retiring
Visas
Herbal Medicine
Golf in the Philippines
Death and Dying in the Philippines
Business, Job, Investing and Banking
Wedding in the Philippines
Philippine Recipe
Philippine Embassies and Consulates
Frauds Cases in the Philippines
American Citizen Services
Philippine Zip Code
Philippine Telephone Code
Philippine Call Centers
Philippine Corporation Code
Estafa and the Bouncing Checks
Philippine Securities Regulation Code
Philippine Family Code
Anti-Money Laundering
Philippines Citizenship
Philippines Highlights
History of Philippines Architecture
Philippines Wild Life
-REFERENCES-
Visayan Grammar
Jobs in Cebu
LivingInThePhilippi
Philippine News and Newspapers
Legal Forms
CIA Factbook
Provincial Profiles 1990 Data
Government Agency
Resources/Links
Services You may Need
Living in the Philippines Store
Law of Attorney
Philippine Law on Rape
Political and International Law
Philippine Labor Law and Jurisprudence
Taxation Law (THE REAL PROPERTY TAX CODE)
Taxation Law (THE NATIONAL INTERNAL REVENUE CODE)
-SERVICES-
Cebu Hair Care
(Men's Hair Pieces, Toupees, Wigs)
US Tax Preparation Service
Investigate Your Filipina
-MAILING LISTS-
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Rules of the Lists and How to manage your E-mail
Accolades from the DOT and LIST GUEST
Personal INFO Tourism Sec. Joseph Ace Durano
2008 Living In The Philippines Calendar
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Guestbook Archives
OTHER INTERESTING ARTICLES
Cebu Teaches The Other Philippine Cities How To Do It
A Few of My Favorite Things (Philippines)
( by: Rob Faraone)
Why Filipinos are Happy
Relatively Speaking by
(by: Ambeth R. Ocampo)
Pearl of the Orient Seas
(by: Clarence Henderson)
A Senior Comes to Paradise
Who Else Wants to Escape to a Tropical Paradise?
with Free 7 Days eCourse Filipina Familiarity 101
Who Else Wants to Escape to a Tropical Paradise?
Department of Tourism, Philippines
Kiplinger's Magazine,
Kiplinger's Magazine, What It's Like to Retire in the Paradise
The Editor. Cebu Magazine. Suite 207, #18 Cherry Court, Gen. Maxilom Ave.,
Cebu City 6000 Philippines
"Click here for more Info"
"Click here for more Info"
"Click here for more Info"
Ani, My beautiful
Filipina Wife
(click on the image
to enlarge view)
Don and the Rainbow
in Leyte 2004
Why You Will Want to Live, Retire, Travel or Do Business in the Philippines?
The Philippines is the only English speaking country in Asia. It has a
culture known for its hospitality, beautiful beaches and warm and friendly
people. You can experience a high quality standard of living for a very low
cost. And that means with loyal live-in maids and helpers, cheap taxis, fine
rental homes in quality neighborhoods, with rents so low you will have a
hard time believing it. And it has a wide range of entertainment from
exciting night life to golf, international restaurants to stunning resorts
beyond compare. It also has many intangibles to bring you joy for no money
at all. Ask any of the Americans living in the Philippines and ask of the
foreigner living here too!
[TOP]
SHARE THIS WEBSITE WITH FRIENDS
Why Will You Love the Philippines, the Filipinas, and the Filipinos?
Living, Traveling and Retiring in the Philippines as a foreigner or "expat,"
is a dream come true for me. Beaches, ocean and mountains are all at my
doorstep. The sun almost always shines here, where I live, out of the
northern typhoon belt.
Almost all Filipinos and Filipinas adore foreigners, expatriates, (expats)
who live here or retire here. And they welcome and appreciate or just
tourist too, the only English speaking country in the world were foreigners
from any country are respected and admires.
I was first here in 1980, two times. But in my two stays of several months,
it got in my blood. Even after the first visit, I knew I would be back. But
it took ten of the longest years in my life. I counted the days though I was
reasonably happy where I was until I got back to what I consider my
paradise. You too, will become addicted to the sunshine, smile and laughter
if you come over to this best kept secret in the world, or it was until the
Internet gave people access to information about the joys and wonder of
living in the Philippines. Filipinos are too shy to promote their "poor,"
country, to me the richest in the world because of the Filipino people, the
beauty of them and their culture of happiness, sharing and love.
So we expats who live here help promote the Philippines. It is truly a
fantastic place to visit for many reasons. You will find out more on the
website and if you join our free mailing list, Living, Retiring Traveling,
and Doing Business in the Philippines. And if you want it all with you and
more, do get the package of valuable information books and newsletters at
Philippine Dreams
As a man, I love to see the beautiful Filipinas smile. I even enjoy the
smile of the men, coming from their hearts. I know many foreign women find
the Filipino men polite, romantic and attractive. Many foreign men are
attracted to Filipinas and marry them. Some stay here, some take their wives
back to their countries. Some return to the Philippines later, to live or
retire. Some only return every year to visit. Once you have been here, you
will come back. The Philippines and the Filipino people are addictive.
Generosity is part of the culture in the Philippines. Getting to know the
Filipino culture will greatly enhance your living or traveling experience.
But it is not something you have to do. The Filipino people are very
tolerant of foreign culture and customs. They understand it's hard to adapt
to another country right away. Filipinos have traveled the world as
contract workers, and know the problems of acculturation
The Filipino people make you feel needed and wanted here. When I lived in
the States as a retiree, I felt lost in my own country. But here I feel
wanted and appreciated, not yet put out to pasture. I can be a provider of
help and information, and an asset to this developing country. I'm not just
a barnacle on the bottom of the ship of the United States. Other foreigners
living and retired here share this feeling with me. I hope you also get to
experience the hospitality and the joy of being needed here. If you find it
hard to understand or accept another culture, you will not be happy in any
country, certainly not here. This website and our Yahoo list, Living,
Retiring, Traveling and Doing Business in the Philippines, are great places
to start learning the Filipino way.
[TOP]
Do You Want to Find Romance in the Philippines?
Many of our members are married to or involved in a relationship with
Filipinas. This website has a link to a page called, Romance Philippine
style. We are not an international introduction service nor a mail order
bride service. Neither are we connected or linked with any. What you read
here and on our list about members' marriages and relationships are not
exaggerations. When we discuss challenges in relationships, we don't sugar
coat.
We talk about the challenges involved in trying to relate to another
person's culture and about the family relationships of the Filipinas. We
discuss the pleasures and the challenges, the involvement with a Filipina
present. It is important to know all this, and of the inherent risks of
getting into a long distance relationship. And it is important to understand
how valuable it is to first take a trip here, before becoming involved or
falling in love. It is very easy to come here and meet wonderful women, in
person. Surely you will find the one who will appreciate you. And you will
know who they really are, not just their "Net Face" . If you don't know
anything about the culture, you will not know your Filipina friend though
you may swear you do. Take it from the guys who have found out the hard
way. You may find a Filipina wife, bride, fiancé or girlfriend, but will
you be happy together?
On the mailing list, soon to be a Forum here, we have people discussing how
there relationship prospered or failed, relationships in progress, hear from
those who have had many relationships with Filipinas, Filipinos, mostly
foreigners who have had at least one Filipina wife. Many are the first and
last Filipina marriages. But some have problems the first time, get addicted
to the Filipina, go for the second, even the third. But so many are the
first, the last and the only. Join our list and hear the stories and the
comments. Our archives are full of them.
That is what makes this website and the discussion list an even more
valuable resource. You can learn about the culture of the Filipina and
Filipino, so you can be a better guest, boyfriend or husband. Or just a
friend of the Filipino people.
[TOP]
Do You, As an Ex-pat, Want a Life with Maids, Helpers and Drivers? Can You
Afford Eating Out? What Amenities Do You Want?
Lifestyles - Costs - Who is Here.
Some foreigners here are retired or semi-retired, like I am, doing what they
like. Sometimes that is doing nothing, the hardest thing to do. Others are
working on "Ex-pat packages," provided by companies based in their home
countries. Some are here as investors, staying on tourist visas and
extending their stay for long periods of time. They may have investment,
such as bars, restaurants, hotels, and other businesses. Maybe only a share
of that business, as allowed by local law. They may watch their investment
very closely, like some who own bars, and visit their investment every day
and night for hours on end. (The bar business is not recommended. See the
link on Jobs, Business and Investments) Some are tourists who came and
forgot to leave the Philippine Paradise they found. Some play a lot, what
else, with beaches, nightlife, golf and hoards of other things to do at
discount rates. See the link "Other things to do", only a partial list of
what could be an inexhaustible one.
I live in Cebu City, the Paris of the Philippines. and its second largest
city. I rent a six-bedroom, four-bathroom house in a 24/7 guarded compound
(don't know why it is guarded, it certainly is safe here,) near Midtown and
several huge malls. For this house, which is way too big for me, I pay $380
(U.S.) a month. In more remote areas of the Philippines, housing is cheaper.
In Manila, housing can cost much more. To me, Manila is not worth it unless
you need the excitement of a big city that never sleeps, and all the
business opportunities there. I am a former U.S. Peace Corps staff member,
retired, with a modest pension, a little Social Security and some savings. I
do some consulting on e-commerce and outsourcing to and from the Philippines
across borders. I am still active in medical hypnosis, biofeedback,
psychotherapy and cross cultural counseling, resolving Filipino Foreigner
relationship conflicts, but by appointment only. I believe I am the only
individual practicing hypnosis in the Philippines and certainly biofeedback.
But I try to reserve a lot of time for this Net based labor of love, the
Philippines, this website and the Yahoo List. And I reserve a lot of time
to play, while living a fine lifestyle, at low cost, with hospitable
Filipinos and friendly expats, many of whom I have met through this website.
[TOP]
Manila and the Other Places To Live.
Manila has everything, and is the heart of the Philippines. It is the
"National Capital Region", consisting not only of the city of Manila, per
se, but the contiguous cities around it. Manila is a very big, exciting
city, hard for some to deal with and not reflective of the Philippines as
whole. If you have only been in Manila you have not been to the Philippines.
There are many places to live, save with amenities. Check the links. Some
are very inexpensive, remarkably so. On a $1,000 a month in some places you
will feel like a millionaire and be treated as one, a strange experience for
some, certainly for me.
Depending on your comfort level. in a small city or town you can have a good
life on as little as $600 per month. In Manila you will not be comfortable
with less than $1,000, unless you don't have many materialistic needs.
$I,500 is better, but not required.
On the low side I lived by the beach, for more than a year. My house was a
Nipa hut on bamboo stilts, actually in the South China Sea. My monthly
expenses were $400 per month including food and the few amenities I had. I
had more than most around me, and money left over to loan, really to give
away. (When you "loan" money to poor people, it is folly to think they can
pay you back.) I did not have steady electricity or indoor plumbing, but it
was a good life and many helpers around to fetch water, cook and such. I had
music, even TV when I had electricity. I used batteries when the power
failed. I fished from the porch of my house and from my bamboo raft. And, I
had many wonderful, loyal friends who provided me with lot of happiness, a
life full of laughter and smiles.
As I said earlier, to live in Manila, you will need $1,500 per month to live
comfortably. And, you need to be careful with your money. In Cebu you will
do with less. And in Davao, Mindanao, cost of living is even less than in
Cebu. Budgets, posted by members, are on the Link, "Cost of Living, Houses,
Food and Other Expenses." These budgets include Subic. Olongapo, Angeles
City and others.
[TOP]
Maids, Domestic Helpers, Nurses, Employees
My two live-in maids make me feel like a king. I can't remember when I have
not had breakfast in bed. I pay the maid and cook $40 per month each (above
average in the Philippines) plus the cost of their food. Registered nurses,
licensed vocational nurses, gardeners and drivers are available at similar
rates. When you hire people at the market rate they appreciate you and
appreciate their job. Pay much more, and you may be asking for trouble.
For those like me, who sometimes or always have minor or major physical
disabilities, you may want to hire a caretaker. Those will help you get
around, travel in comfort, and enjoy life, rather than being cooped up
watching TV and doing Internet. My physical challenge does not require the
services of a caretaker because of the excellent physical therapy I receive.
I am very active with no help. But I know if I ever need help, here I can
afford a batch of caretakers.
[TOP]
Eating in and Out
I spend less than $200 a month on food for me, my wife, and my sweet
Filipina maids who are getting fat. I am a more of a vegetarian than not.
But I do love the bacon. It is fresh and excellent as are other meats. If
you like eating out, there are KFC, McDonalds, Pizza Hut and other fast food
chains. You will also find excellent world class, upscale but inexpensive,
international restaurants.
I have all the amenities: cable TV, two telephones, fax, DSL Internet
connection, air-conditioning, exercise machines, a flower-filled yard and a
dog. But, the best thing about living in the Philippines costs nothing: the
legendary friendliness and hospitality of its people. Filipinos and
Filipinas know how to have a good time, and they want to share it with you.
There is no place on earth where a stranger is welcomed so quickly and
sincerely
[TOP]
What You Need, To Live in the Philippines?
You need an steady income or investment money and serious business skills to
live here. This is a capital starved country. With just a little capital and
a lot of study you can double your money every year and a half in the
provinces. You can do the same in two to three years in the cities, if you
know what you are doing. However, very few do that when they arrive here.
(See the link on Investment and Business.) No one in their right mind is
going to tell you business is easy for a foreigner here. But business it is
not easy anywhere. It is much easier if you have a loyal and smart, business
minded Filipina wife. That may be your best asset, almost a necessity.
And if you have the right one, she will bring joy and happiness into your
heart and life. Beware of local Filipino "friends". There will be many who
"just want to help you". Most folks, like humans tend to be, are interested
most in helping themselves, not that there is anything wrong with that. But
as you know, free help is usually worth exactly what you pay for it.
[TOP]
How Can You Have a Job, Business, Investments in the Philippines?
Cheap labor is a big plus in living here. The few that have capital and
smart Filipina wives, do very well. That is, if they take the time first to
learn about the Philippine culture and business regulations, the Filipino
mind, culture and sensitivities. Jobs for foreigners are extremely scarce,
There is more about special situation jobs, jobs available for those married
to Filipinas or Filipinos, consultants and others on the "Jobs, Investing
and Business," the Link on the left. But here is the bottom line for most
of you: Though business opportunities abound even with little capital, a
job, unless it is with a foreign company, is hard to find. If you don't
work for a foreign based company, with a few exceptions you need be married
to a Filipina to legally work here. Most foreign based companies send
members of their existing staff here. Since Philippines is considered a
nice assignment, there is competition even if you are in the company. There
are many well educated, experienced and highly qualified English speaking
unemployed Filipinos and Filipinas in the labor market, who can't get jobs
for even $3 per day. Work permits are not necessary if you are married to a
Filipino citizen. You only need to register with the Department of Labor and
Employment. But do you really want to work for local wages, maybe less than
$3:00 a day?
So, It is much better to have your own business in the Philippines, the only
real option unless you are married to a Philippine citizen. Even then,
working for yourself in your own business or profession is the best option.
But it is tricky. (Again, see the Jobs, Investments, Business Link, on the
left. for more) You must know the local culture and customs. And former
successful business experience is a requirement. Don't try to hit the
ground running and cut you teeth as a business man in the Philippines, a
culture much more different from yours than you may think.
If you have even a modest pension, you are in good shape too. And you can
still probably save enough to run a small business, for additional income
and something to do. But business as a hobby is often costly. If you are
going to do it, most of the time you have to be watching the store.
Remember, you may find better things to do here to keep occupied. There are
many things that are a lot more fun than business, especially in a culture
you may not understand. If you still want to do business, start with
learning the culture, reading the appropriate civil codes on taxation,
labor, corporations, and such and tread softly until you get your Philippine
business legs.
[TOP]
What makes Filipinos Happy, Happiness Index Study: Family, And Not Sex,
Makes Filipinos Happy
Sex, life, religion, Philippines, happy, friends, love, health, university,
world, Poland, Korea, secretary, sports, education, bad, India, united,
security, men, family, women and people, family, health and religion - and
not sex. That is what makes Filipinos most happy, according to the
Philippine Happiness Index.
Family ranked first as the most important source of happiness, with a score
of 9.45 on a scale of 10. Health came next with 8.95, while religion ranked
third with 8.59.
Other important sources of happiness include friends (8.57), financial
security (8.3), education (8.25), love life (8.2) and work (7.94).
On a list of 95 countries, the Philippines is on the "middled range" of the
World Database of Happiness Index.
From 1995 to 2005, the country's average rating of 6.4 placed it in about
the same bracket as India (6.2), Iran, (6.0), Poland (5.9) and South Korea
(5.8.) The world index is currently topped by Denmark, with a rating of 8.2.
The Philippine Happiness Index is not easily dismissed, coming from someone
who holds a Ph.D. in statistics from the University of Michigan in Ann
Arbor, United States, and who has taught mathematics and statistics at the
University of the Philippines. Virola is also a past president of the
Philippine Statistical Association.
Co-written with Jessamyn O. Encarnacion, the index was based on a nonrandom
poll of 167 respondents conducted during the National Convention on
Statistics held on Oct. 1-2, according to the Philippine Daily Inquirer.
It was "quite surprising" that sex was not an important source of happiness,
and that at 14th place, it was ranked among the five least important, said
Virola who is also chairman of the Statistical Research and Training Center
in Manila.
The Philippine Happiness Index is based on the premise that economic
progress and happiness are not synonymous, Virola said. But along with
standard statistical queries, the index factored in friends, love life and
sex life.
According to the index, politics is the least important source of happiness.
Other unimportant domains are cultural activities, community and volunteer
work and government. Leisure and sports - also surprisingly - is the 6th
least important domain.
"Respondents derive very little happiness, or maybe much unhappiness, from
politics," Virola said. "Politicians may be amusing but they apparently do
not make people happy."
Other findings: many consider the enjoyment of sex not bad. Six out of 10
respondents think that progress is synonymous with happiness. Women are
happier than men. And happiness rises with income.
Virola now wants to link the Philippine Happiness Index with a Philippine
Economic Index and come up with a Philippine Gross National Happiness Index.
Let's talk about this on our mailing list.
[TOP]
How Can You Get More First hand Information, on How to Live, Retire, Travel
and Do Business in the Philippines?
Not only does this site provide a multitude of information you won?t find
anywhere else. It also connects to a to a FREE Yahoo! Group!, Living,
Retiring, Traveling and Doing business in the Philippines, This is a Free
Yahoo Groups! Discussion list where you can get answers to your questions
from expats living here. Some them you may want to know better and interact
with, on and off line. They may become your friends and contacts, and even
provide inside information, to help you before you come to the Philippines,
not when it is already too late.
[TOP]
How This Website and I Can Help You?
I have been living, traveling and counseling foreigners in the Philippines
since 1990. My first visit to the Philippines was in 1980. Because I have
been married to three Filipinas, lived here and in the US with the first
one, I have a broad perspective. Living with a Filipina wife in a western
country can be very different from living with one here. That is assuming
she has never been to your country. Luckily I am married to a wonderful one
now, Ani, as lovely on the inside as the outside. But the first two were
good learning experiences The Philippines is a great place to live. Special
to me is Cebu City where I have lived since 1996. I relocated from Hundred
Islands area, Pangasinan, Luzon, my former wife's home. That is a beautiful
area too, with great people, but not as cosmopolitan as the Queen City of
the South. Since I am a psychologist, former contact cross culture trainer,
US Dept of State and the US Peace Corps. Lay Philippine Cultural
anthropologist, retired US Peace Corps staff, and having studied the culture
so many years, I feel uniquely qualified to comment on it from the
perspective of an ex-pat. By creating and managing the List, Living,
Retiring, Traveling and Doing Business (jobs) in the Philippines since 1999
I have learned even more.. I have lived for periods of time in Cebu City,
Baguio, Angeles City, Manila, Naga City, Olongapo/Subic Bay. I built a house
in Hilongos, Leyte (2003) and one in Bolinao, Pangasinan (1994) I have many
professional Filipino friends to help you with relocation or other needs you
may have, including advice on business, law, medical and other issues you
may face. I can advise you on many things. And maybe I can save you a lot
of time, money and even grief. I do promote the Philippines, and I am
responsible for an article on Cebu City in Kiplinger's Magazine, "Living in
Paradise", April 2002, and other articles. You will find out some of the
negative things about moving here. But to me, the positive ones far out
weight them or I would not be here. Our Yahoo discussion list with 8,000+
members, and growing is informative, even for those who live here. I learn
every day after 25 years of study visits and living here steady for the last
15 years. We have eight moderators who like I do try to keep it orderly and
on topic. But being human, we don't always succeed. The List is hosted in
Cebu City, Cebu Island, but covers the Philippines, most of which I have
traveled and lived. And the places I have not traveled, And other Traveled
or lived in these places where I have and have not will be happy tell you
about them too. If you come, I urge you to learn to speak some of the
language. I speak the Filipino (Tagalog) conversationally. My wife speaks
Cebuano, Visayan, Tagalog . I am learning Cebuano, but slowly. Speaking the
language is not necessary, but knowing a few words will really help you get
into the heart of the Filipino people a warm and wonderful place to be.
I hope you have an opportunity to visit. You will enjoy the hospitality, sun
and sand, the nightlife and certainly the people.
[TOP]
Continued...
Living in the Philippine Provinces
[TOP] [SITEMAP] [LINK TO US] [TELL A FRIEND]
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